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New Century Bank is founded in Christian principles. We are dedicated daily to applying these principles to our relationship with you.

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Modular Home & Construction

Construction Loans with Permanent Home Mortgage

If you decide to build a new home, you have come to the right place. Our construction mortgage team works every day helping people realize their dream of owning a custom designed home. Homes built on-site, built in a factory as modular, barn homes, log homes, timber frame homes, post frame building homes, SIP (structural Insulated Panel) homes, any of these can be yours. We have experienced them all. New Century Bank has provided hundreds of constructions loans that are immediately followed by a permanent mortgage. Our team can explain the process provide you with construction budget forms, 24 hour pre-qualification.  You are encouraged to visit our frequently asked questions about construction mortgage loans.