Modular Home & Construction

Construction Loans with permanent Home Mortgage (even for with a low down payment)

If you decide to build a new home, you have come to the right place. Our construction mortgage team works every day helping people realize their dream of owning a custom designed home. Homes built on-site, built in a factory as modular, barn homes, log homes, timber frame homes, post frame building homes, SIP (structural Insulated Panel) homes, any of these can be yours. We have experienced them all. New Century Bank has provided hundreds of constructions loans that are immediately followed by a permanent mortgage. New Century Bank also provides some of the lowest construction loan down payments in the industry - Call and ask for low down payment construction loans. Our team can explain the process provide you with construction budget forms, 24 hour pre-qualification.  You are encouraged to visit our frequently asked questions about construction mortgage loans.