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Like our great country, New Century Bank is founded in Christian principles. We are dedicated daily to applying these principles to our relationship with you.

Welcome to New Century Bank.



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Online Banking Enrollment

Savings

Regular Savings
·      Interest paid semi-annually
·      Statement semi-annually
·      Web statement or printed statement
·      FREE Online Banking
·      FREE Online Bill Payment
·      Six withdrawals per quarter free, after that $1.00 per withdrawal
·      No activity for 365 days or a balance under
$100 will assess a $6.00 service charge per statement cycle
 
Money Market
·      Tiered INTEREST bearing account
·      Web Statement or Printed Statements and Images
·      FREE Online Banking
·      FREE Online Bill Payment
·      Transactions are limited to 6 preauthorized debits, automatic transfers, telephone transfers or internet transfers or POS debit card transactions
·      $5.00 per check or debit greater than 6
·      Accounts dormant for 12 months will be assessed a $6.00 fee
·      If minimum balance falls below $2,500 a monthly service charge of $10.00 will be assessed
 
  High Yield Investment MMDA
·      Rate tied to US Treasury and adjusts monthly
·      Web Statement or Printed Statements and Images
·      FREE Online Banking
·      FREE Online Bill Payment
·      Transactions are limited to 6 preauthorized debits, automatic transfers, telephone transfers or internet transfers on POS debit card transactions
·      $5.00 per check or debit greater than 6
·      If minimum balance falls below $25,000 a monthly service charge of $20.00 will be assessed and rate will revert back to Passbook Savings rate
 
Certificates of Deposits & IRAs
·      Interest is compounded monthly
·      Type Minimum
o    CD's Below 3 Months    $1000
o    3 Months                      $1000
o    6 Months                      $1000
o    12 Months                    $1000
o    18 Months                    $1000
o    24 Months                    $1000
o    36 Months                    $1000
o    48 Months                    $1000
o    IRA's 36 Month             $1000 Variable Rate
 
New Century Bank also offers CDARS CD's for larger deposits to enable customer to have full FDIC insurance coverage.
Substantial Penalty for Early Withdrawals.
Contact us to find out more information.
Member FDIC