· Tiered INTEREST bearing account
· Web Statement or Printed Statements and Images
· FREE Online Banking
· FREE Online Bill Payment
· Transactions are limited to 6 preauthorized debits, automatic transfers, telephone transfers or internet transfers or POS debit card transactions
· $5.00 per check or debit greater than 6
· Accounts dormant for 12 months will be assessed a $6.00 fee
· If minimum balance falls below $2,500 a monthly service charge of $10.00 will be assessed
High Yield Investment MMDA
· Rate tied to US Treasury and adjusts monthly
· Web Statement or Printed Statements and Images
· FREE Online Banking
· FREE Online Bill Payment
· Transactions are limited to 6 preauthorized debits, automatic transfers, telephone transfers or internet transfers on POS debit card transactions
· $5.00 per check or debit greater than 6
· If minimum balance falls below $25,000 a monthly service charge of $20.00 will be assessed and rate will revert back to Passbook Savings rate
Certificates of Deposits & IRAs
· Interest is compounded monthly
· Type Minimum
o CD's Below 3 Months $1000
o 3 Months $1000
o 6 Months $1000
o 12 Months $1000
o 18 Months $1000
o 24 Months $1000
o 36 Months $1000
o 48 Months $1000
o IRA's 36 Month $1000 Variable Rate
